AIA A-Life Lady360
Related Plan
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
AIA A-Life Lady360
This insurance package is a full-fledged female life insurance scheme. AIA A-Life Lady360 covers you till you're 80 years old. You get a maturity gain of 150% of the amount insured as you hit the age of 80.
AIA A-Life Lady360 provides and includes cash benefits for marriage and childbirth, as well as compensation for fertility complications and female cancers. This is underwritten by AIA Bhd.
Female Care Benefit
This plan also features first-in-market benefits to support your healthcare needs. If any one of the following scenarios occur, you will receive a one-off payment of RM5,000:
1. Medical complications that arise due to elective cosmetic surgery.
2. Hormone replacement therapy for menopause.
3. Psychotherapy treatment for anxiety disorder or depression disorder.
Comprehensive Female Cancer Protection
A-Life Lady360 covers you against female cancers from the early stages onwards, ensuring that you are financially secure so that you can focus on treatment and recovery.
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Female Carcinoma in situ - Receive a one-off payment valued at 50% of your coverage amount.
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Female Cancer - Receive a one-off payment valued at 100% of your coverage amount or cash value, whichever is higher.
If you are diagnosed with breast cancer, you will automatically receive 30% of your coverage amount for breast removal as well as an additional 30% for breast reconstructive surgery. This will enable you to have a confident new beginning after your battle with cancer. In total, you would receive a payout amounting to 160% of your coverage amount!
Cash Rewards
Cash rewards will be given for these meaningful events:
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Marriage – One-off payment valued at 3% of your coverage amount
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Childbirth – One-off payment valued at 3% of your coverage amount
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Golden Age (payable at age 55) – One-off payment up to 12% of your coverage amount
Marriage Rewards
This will assist you in settling your marriage arrangements . To obtain this privilege, a marriage claim must be filed with an official marriage certificate.
Childbirth Cash Rewards
This cash reward for childbirth can be sought for up to four infants. This is only true for up to three babies if you have claimed the marriage reward. This reward assists in the coverage of deliveries and maternity care planning. To obtain this advantage, the maternity reward must be claimed with the child's birth certificate.
Golden Age Cash Rewards
This amount will be deducted from any marriage and childbirth cash rewards that have already been paid out.
Maturity Benefit
When your plan matures as you turn 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.
Yearly Cash Bonus
When you purchase A-Life Lady360 and sign up as an AIA Vitality Member, you can enjoy a Yearly Cash Bonus up to 50% of your Basic Premium Paid.
Female Pregnancy Insurance Benefits
This payment is up to 10% of the coverage amount for the following complications:
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Late Miscarriage (18th to 28th week of gestation)
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Death of foetus (28th week of gestation and onwards)
You can read more about this insurance plan by downloading the brochure here.
