AIA Public Takaful Group Hospitalization and Surgical (GHS) Insurance Package
Contact Details
Richtec Consultancy
Phone: 019-787 1313
No. 11-01, Jalan Mutiara Emas 2A, Taman Mount Austin, 81100 Johor Bahru, Johor
AIA Public Takaful Group Hospitalization and Surgical (GHS) Insurance Package
This Shariah-compliant insurance package is an employee benefit program for small and medium-sized businesses, primarily with 5-150 staff. It's a one-stop source for all the employee compensation needs, offering the most comprehensive insurance against sudden death/disability, serious illness, and rising medical costs.
Cashless Access to Medical Care
Outpatient medical treatment is given to Insured participants at each of our Panel GP clinics nationwide on a cashless basis. Insured members can have convenient and quick access to outpatient services by showing the AIA Member ID Card and their Identity Card.
In the event of a hospital admission or visit, AIA will provide the service of issuing Letters of Guarantee (LOG) to the hospital, allowing Insured members to continue to enjoy the cashless convenience.
Medical Provider Network
AIA's national network of panel GP clinics will provide you with comprehensive medical care.
24 Hours Call Centre
Call AIA's Care Line at 1300 8888 60/70 if you require a Letter of Guarantee (LOG) for hospital admission.
Flexible Plan Design
Choose from a variety of medical and term life insurance policies to find one that meets your needs and suits your budget.
Medical Evacuation
Insured participants are covered when travelling internationally. In the event of a serious accident or illness while travelling abroad, American International Assistance Service Inc (AIAS) will arrange and pay for Emergency Medical Evacuation to the nearest medical facility, which includes transportation, medical care, and medical supplies.
Medical Benefits Plans for Employees
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Comprehensive list of plans to cover different categories of employees
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Comprehensive list of plans to extend medical benefits to employees’ family members
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Covers unlimited children under the family plan
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Covers children up to age 23 if they are college or university students
Outpatient Care Benefits
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Unlimited visits to GP clinics
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Covers visits to Specialist clinics, subject to plan limits
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Long term medication can be couriered to employee under MedExpress
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Female employees get a free PAP smear test every year
In-Hospital Care Benefits
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Intensive care unit as charged (up to 30 days max)
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Hospital supplies and services
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Surgical fees
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Anesthetic fees
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Operating theater charges
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In-hospital physician’s visits (up to 180 days max)
Ambulatory Care Benefits
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Pre-surgical or diagnostic services (within 60 days of an admission)
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Pre-surgical or specialist consultation (within 60 days of an admission)
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Second surgical opinion
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Post-hospitalisation treatment (up to 60 days of discharge from hospital)
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Emergency outpatient accidental treatment (within 24 hours up to 60 days)
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Accidental dental treatment (within 24 hours up to 14 days)
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Surgical or medical daycare procedure
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Ambulance fees
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Medical report fee reimbursement
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Outpatient rehabilitation therapy
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Chemotherapy
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Radiation therapy
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Kidney dialysis
You can read more about this insurance plan by downloading the brochure here.